A complete knowledge hub on buying, selling, financing, and understanding Philippine real estate. Plain-English answers verified against BIR, DHSUD, and Pag-IBIG sources.
Every answer written in plain English, verified against current Philippine law and BIR regulations as of 2026.
The full buying process — from reservation to title transfer. Pre-selling vs RFO, contract types, foreign ownership rules, and what happens if you back out.
Read FAQs No. 02How to resell a pre-selling unit, who pays which taxes, broker commissions, and how to compute your net proceeds after CGT, DST, and Transfer Tax.
Read FAQs No. 03Maceda Law, the Condominium Act, PD 957, the Anti-Dummy Law, and what DHSUD actually regulates. Know your rights as a buyer or seller.
Read FAQs No. 04Pag-IBIG vs bank vs in-house financing, how loan re-pricing works, what DSCR means to your bank, and how much you can actually borrow.
Read FAQs No. 05The complete tax guide — CGT, DST, Transfer Tax, VAT, and rental income tax. Who pays what, when it’s due, and how to compute it.
Read FAQs No. 06Buying property remotely. Special Power of Attorney, Pag-IBIG overseas membership, qualifying for a loan with remittance income, and a due-diligence checklist.
Read FAQs No. 07How pre-selling payments work, milestone price increases, construction risks, when RFO makes more sense, and the rules on assignment of rights.
Read FAQs No. 08Every acronym defined. TCP, CTS, RFO, DSCR, CGT, DST, HOA, SPA, REIT, Maceda Law, and more. The vocabulary of Philippine real estate.
Read Glossary No. 09How to verify a developer, what to check before signing a Contract to Sell, how to confirm a clean title, and how to file a complaint with DHSUD.
Read FAQsBuilt for serious buyers and investors. No email walls, no upsells.
Two-phase pre-selling analysis with DSCR, leverage scenarios, pre-assignment flip math, rate re-pricing, and a head-to-head comparison against bank deposits, equities, and REITs — all net of Philippine taxes and fees.
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